SBA loans in De Pere combine federal guarantees with flexible terms to fund expansion, equipment, and commercial real estate. These programs help businesses along Broadway and near Heritage Road secure up to 90% loan-to-value with terms extending 10 to 25 years, making large purchases manageable for established companies.
SBA loans
SBA loans blend government guarantees with bank capital to reduce lender risk and extend terms. The 7(a) program finances working capital, equipment, real estate, and refinancing up to $5 million. The 504 program pairs a bank loan with a Certified Development Company note to fund fixed assets like buildings and heavy machinery, often requiring as little as 10% down. Both programs favor businesses with two years of operating history, owner equity, and clear cash flow to service debt.
De Pere's mix of manufacturing plants near the Fox River and retail corridors along Main Avenue means many applicants need both real estate and equipment funding in one package. SBA loans consolidate those needs without forcing owners to split financing across multiple lenders.
How it works
As a licensed broker, Myrtle Business Capital prepares your file before any lender sees it. We review profit-and-loss statements, calculate debt-service coverage, and identify which SBA program fits your balance sheet. We explain what underwriters will scrutinize, from personal credit scores to lease terms, so nothing surprises you mid-process. Our office at 700 Pilgrim Way in Green Bay serves De Pere businesses within a ten-minute drive, and we coordinate directly with SBA-preferred lenders who understand Wisconsin manufacturing and retail cycles.
Cost transparency matters. We outline origination workflows, third-party fees like appraisals and environmental reports, and realistic timelines so you can budget both capital and patience. For a deeper look at how SBA programs work across Green Bay and surrounding communities, visit our SBA Loans page.
SBA loans
Businesses along the Heritage Road corridor and near St. Norbert College often need patient capital that survives seasonal swings. SBA loans deliver lower down payments and longer amortizations than conventional commercial credit, preserving working capital for payroll and inventory. Because the Small Business Administration guarantees a portion of each loan, lenders accept higher leverage and forgive gaps in collateral that would kill a traditional request.
Manufacturers replacing equipment, retailers buying their storefronts, and service companies acquiring competitors all use SBA loans to fund growth without exhausting cash reserves. The program's flexibility lets you bundle multiple uses into one closing, simplifying legal costs and title work.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
Why Green Bay owners trust Myrtle Business Capital
