Myrtle Business Capital is a licensed commercial loan broker serving Green Bay, WI and surrounding communities. We work between business owners and lenders, translating what underwriters actually need to approve your file and comparing programs across multiple capital sources so you understand the real cost before you sign.
About Myrtle Business Capital
We know which lenders fund which kinds of Green Bay businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
A commercial loan broker Green Bay business owner hires acts as your advocate across multiple lenders, explaining underwriting requirements and pricing so you can compare offers side-by-side. Unlike captive bank officers who present one product, brokers show you SBA 7(a), working capital, equipment financing, commercial real estate loans, business lines of credit, invoice factoring, and specialty programs, then walk you through the true cost of each. We earn our fee from the lender at closing, not from marking up your rate.
When a De Pere manufacturer needs $400,000 to add a CNC line or an Ashwaubenon restaurant group wants to refinance high-rate merchant cash advances, they face dozens of lenders with different appetites, credit overlays, and fee structures. Brokers eliminate that confusion. We know which underwriters will accept two years of tax returns instead of three, which programs allow startup revenue projections, and which lenders move fast enough to meet a purchase-agreement deadline on Lombardi Avenue commercial property.
Green Bay's economy blends legacy paper and meatpacking operations with newer logistics hubs near Austin Straubel Airport and hospitality clusters along the Fox River. That diversity means one-size capital rarely fits. Business funding advisors Green Bay companies trust spend time understanding your cash cycle, collateral, and growth plan before matching you to the right structure.
How it works
Brokers disclose lender compensation upfront and compare total cost across programs, so you see origination fees, packaging costs, and term differences before you commit. We don't fund the loan ourselves, which means we have no incentive to push a product that pays us more but costs you more. Transparency keeps the relationship honest.
Most Green Bay owners discover broker services when they've already been declined by their primary bank or burned by a high-cost online lender. By that point, their credit has been pulled multiple times and they're unsure what went wrong. We review the denial letter, identify the underwriting objection (debt-service coverage, collateral gap, industry risk, or incomplete documentation), and either fix the file or redirect you to a lender with different overlays.
Cost transparency means showing you the annual percentage cost of a $150,000 working-capital loan with a 1.25 factor versus a 36-month term loan at a fixed rate, including all fees. It means explaining why SBA 7(a) closing costs run higher but deliver a lower rate and longer amortization. It means comparing a $50,000 equipment-financing lease to a straight loan so you understand tax treatment and buyout terms.
We serve established businesses and creditworthy startups across Allouez, Howard, Hobart, Ledgeview, Oneida, Suamico, and the greater Green Bay metro. Typical clients include contractors bidding municipal projects in De Pere, multi-unit franchisees expanding along Highway 41, cold-storage operators near the port, and professional-service firms in the downtown Broadway District. We also work with manufacturers in the Southwest Quadrant industrial park who need equipment loans or real-estate acquisition capital.
You'll benefit from a local loan broker WI relationship if you need more than $50,000, want to compare multiple offers, or have been told your file is "complicated" because of industry, credit events, or collateral type. We do not originate consumer loans, residential mortgages, or unsecured personal credit.
How it works
Myrtle Business Capital operates from 700 Pilgrim Way, Green Bay, WI 54304, a corridor that puts us fifteen minutes from the Howard business parks and twenty minutes from the Suamico growth edge. We meet clients at their shop, over coffee near Lambeau Field, or by phone if that's easier. Green Bay business owners value face-to-face explanations of underwriting standards, so we build our calendar around your hours.
Call (920) 269-9402 to start a no-obligation file review. We'll ask about revenue, time in business, use of funds, and collateral, then outline which programs fit and what documentation underwriters will require. If your file isn't ready, we'll tell you what to fix before you apply. If you're bankable today, we'll submit to lenders who've approved similar deals in your industry.
Our broker agreements spell out exactly what we do, how lenders pay us, and what you'll see at closing. No hidden fees. No rate mark-ups. No surprises when you read the term sheet.
We explain underwriting decisions in plain language and show you the math behind every offer so you understand why one lender approved you and another didn't. Most brokers hand you a term sheet and say "sign here." We walk through debt-service coverage ratios, loan-to-value calculations, and personal-guarantee requirements so you know what the lender saw and why they priced your file that way.
Green Bay's tight-knit business community means reputation matters. We've structured deals for companies that supply the Packers hospitality network, service the paper mills in the Fox Valley, and distribute dairy products across Northeast Wisconsin. When you call a peer for a reference, they'll tell you we returned calls promptly, disclosed all costs upfront, and delivered the program we promised.
We also stay current on SBA policy changes, USDA rural-business guarantees, and Wisconsin Economic Development Corporation incentives that can layer with commercial loans to reduce your cash outlay. That local and federal knowledge helps you stack programs legally and maximize leverage.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
Why Green Bay owners trust Myrtle Business Capital
