A licensed business loan broker in Green Bay connects local companies to multiple funding sources without the overhead of a bank branch. Myrtle Business Capital at 700 Pilgrim Way evaluates your file through an underwriter's lens, matches it to appropriate lenders, and explains exactly which documentation will move your application forward across SBA, working capital, and equipment programs.
A small business loan broker analyzes your financial profile, identifies lenders whose credit boxes fit your situation, and prepares your package to meet specific underwriting standards. Unlike applying directly to a single bank, working with a business lending broker opens access to credit unions, alternative lenders, and SBA-preferred institutions simultaneously. We review tax returns, balance sheets, and cash-flow statements before submission, reducing back-and-forth delays that stall approvals.
Green Bay's mix of paper-industry suppliers along Broadway and hospitality operators near Lambeau Field often need different loan structures. A manufacturer seeking a term loan for a new production line requires different documentation than a restaurant owner pursuing working capital to bridge seasonal gaps between Packers home games. As a small business lending broker, we route each file to lenders who specialize in that sector and loan type.
Loan programs
We broker SBA 7(a) loans, working capital advances, equipment financing, commercial real estate mortgages, business lines of credit, invoice factoring, and specialty programs for startups or credit-challenged borrowers. Each program carries distinct underwriting criteria. SBA loan brokers must demonstrate that you meet the Small Business Administration's size standards, personal-guarantee requirements, and use-of-proceeds rules. Equipment finance brokers focus on the collateral value and useful life of machinery or vehicles. Broker factoring companies examine your accounts-receivable aging and customer creditworthiness rather than your own FICO score.
Transparency matters because hidden broker fees erode your net proceeds. We disclose our compensation structure during the initial consultation so you understand the total cost before signing. Many Green Bay small business loan applicants compare our broker model to direct-lender quotes and find that access to competitive bids outweighs any brokerage cost.
An SBA broker shepherds your 7(a) or 504 application through the Small Business Administration's guarantee process, which requires personal financial statements, business tax returns, and a narrative explaining use of funds. We pre-qualify files by checking debt-service coverage and collateral position, then submit only to SBA-preferred lenders whose appetite matches your industry. A De Pere contractor recently needed $400,000 to purchase a building on Lawrence Drive; we paired him with a Wisconsin-based SBA lender familiar with construction-sector cash flow, avoiding three months of trial-and-error with out-of-state institutions.
brokers source short-term funding based on revenue, while equipment finance brokers secure asset-backed loans for machinery, vehicles, or technology Underwriters for working capital examine bank statements and merchant-processing history to project repayment capacity. Equipment underwriters appraise the asset and verify its role in revenue generation.
More on Working CapitalBroker factoring companies purchase your outstanding invoices at a discount, providing immediate cash without adding debt to your balance sheet. New freight broker factoring companies serve trucking and logistics firms that cannot wait 60 days for customer payment. We connect Ashwaubenon freight brokers and Suamico manufacturers to factors who verify invoice authenticity and customer credit, then fund within 24 hours.
How it works
Call (920) 269-9402 to schedule a file review at our Green Bay office. Bring two years of business and personal tax returns, a current profit-and-loss statement, and a list of existing debts. We identify which programs fit your profile, explain the documentation each lender will require, and outline our brokerage fee before submission. Most files move to underwriting within one week of receiving complete paperwork. Visit our Service Areas page to confirm we cover your location across Brown County.
Serving the Green Bay area
We know which lenders fund which kinds of Green Bay businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
Why Green Bay owners trust Myrtle Business Capital
